Consumer Rights
Legal texts subject to attorney review before publication.
Right to dispute for free
Under the Fair Credit Reporting Act (FCRA), you can dispute inaccurate information directly, at no cost, with the credit bureaus and the furnisher.
Free reports
You can get your credit reports for free at AnnualCreditReport.com.
Credit Repair Organizations Act (CROA)
No credit repair organization may charge you before fully performing its services, or make false or misleading statements.
Nevada law
Credit services organizations are subject to NRS 598.741–598.787, including contract, disclosure, and cancellation requirements.
Results may vary based on each consumer's information. We do not guarantee specific credit score increases or the removal of accurate, current information.