Frequently Asked Questions
Can you guarantee my score will go up?
No. No company can guarantee specific increases. Results depend on each consumer's information.
Can you remove accurate negative information?
No. Accurate, current information may remain on your report for as long as the law allows. Only inaccurate, incomplete, or unverifiable information is disputed.
Can I dispute errors myself?
Yes. You have the right to dispute directly and for free with Equifax, Experian, and TransUnion. Get your reports at AnnualCreditReport.com.
When am I charged?
Under CROA, no fee is charged for credit repair services before they have been fully performed. Terms are provided in writing.
Can I cancel?
Yes. You may cancel your contract without penalty within 3 business days of signing, in addition to other applicable rights.
Do you offer service in Spanish?
Yes, our entire process is available in Spanish and English.
You have the right to dispute errors yourself, for free.
Federal law (FCRA) lets you dispute inaccurate information directly with the credit bureaus at no cost. Our services are optional.